

This app works by automatically rounding up the purchases you make through linked accounts. AcornsĪ premier money budget app, Acorns makes the investing process so intuitive and convenient that it now boasts more than 7 million users. By using an innovative algorithm that considers factors like annual income, ongoing expenses, and savings contributions, the app can accurately calculate how much money you've got left for daily spending. The "In My Pocket" feature is what sets PocketGuard apart from its competitors. With this app, you can analyze your spending habits, identify areas where you can save money, and set reminders for upcoming bills. The more accounts you link, the more effective the app's tools are.

Similar to the two apps above, PocketGuard allows you to connect your checking, savings, and credit card accounts.

This comprehensive calculator lets you run different life scenarios so you can create a personalized spending plan showing how much you can afford each month. One of Personal Capital's unique features is its retirement planner. You can also set reminders for upcoming bills and request reports of spending habits on a weekly, monthly, or yearly basis. The Personal Capital app enables you to monitor your banking accounts, credit card transactions, and investment returns in real time. Additionally, the app lets you compare credit cards, investment portfolios, and bank loans. Mint also provides free credit reports and tips on how to build a good score or recover from a bad one. This app aggregates your credit card, checking, savings, and investment accounts, presenting all of this information on one page so you can get the full picture of your financial life.

MintĬreated by Intuit, Mint offers tools and advice to help you make smart, data-supported financial decisions. This section introduces nine of the best money management apps, providing details on function and interface to help you pick the tool that best suits your needs and habits. Fortunately, many free and low-cost apps let users track their expenditures across multiple credit cards, bank accounts, and investments. Young adults have often never needed to analyze and set limits on their spending before. Top Money Management and Budget Appsīudgeting can prove challenging for college students. We also provide some useful money management resources. This guide provides a list of 16 mobile applications to help you create a budget and save money in college. This compensation does not influence our school rankings, resource guides, or other editorially-independent information published on this site. Featured or trusted partner programs and all school search, finder, or match results are for schools that compensate us.
